Multi-Chain Business Settlements Portal

Frictionless Global Payments &
Treasury Management for Businesses

Upload a payroll CSV, approve securely with your fingerprint, and send disbursements globally in seconds. Remove banking friction, avoid high transfer markups, and reconcile in real time.

Free Developer Sandbox Sponsored Transactions

Experience Fingerprint Authorization

Click the scanner above to simulate registering a secure corporate vault using your device biometric key.

Interactive Biometrics Simulator

See MerchantPro in Action

Watch a quick walkthrough of how simple it is to authorize a multi-recipient batch payment on our stablecoin commerce rails.

1. Upload Payroll File

Drag and drop your spreadsheet file containing employee addresses or email routes and payment amounts.

2. Review Payments

Our automated engines instantly verify wallet format details, check compliance flags, and confirm routing lines.

3. Fingerprint Approval

Authenticate the transaction batch securely using your device biometrics. No key storage or password lookup needed.

4. Automatic Settlement

Payments are dispatched directly from your balance and settle natively on-chain in under a second.

Inside the MerchantPro Platform

We don't deal in mockups or conceptual designs. Explore actual interface tabs running inside our production-grade treasury portal.

Vault Portal
merchantpro.online/app?tab=dashboard
Live Sandbox
Treasury Balance

124,500.00 USDC

+$12,450.00 this week
Recent Volume

842,910.00 USDC

100% Success Rate
Active Payees

84 Accounts

Global settlement lines active

Recent Settlement Operations

Recipient Company/IndividualSettlement AddressDisbursement AmountRouting TypeStatus
Interstellar Remote Devs0x7a8...a13b14,500.00 USDCArc Network✓ Settled (0.8s)
Design Studio Contract0x19a...52ee8,400.00 USDCArc Network✓ Settled (0.7s)
SaaS Hosting Vendor0xd32...c8903,200.00 USDCCircle Bridge (Base)✓ Settled (CCTP)

Who Uses MerchantPro?

Companies choose MerchantPro to solve actual business payments friction, moving funds without manual delays.

Remote Startups

Traditional Problem

Expensive wires, banking delays, and complex local banking setups for distributed international contractors.

MerchantPro Outcome

Execute payroll directly to worker accounts worldwide in seconds with sponsored network costs.

Digital Agencies

Traditional Problem

Paying dozens of freelancers across multiple disjoint portals and suffering high FX conversion markups.

MerchantPro Outcome

Upload a single payroll CSV to pay all freelancers simultaneously, avoiding high bank fees.

Export Businesses

Traditional Problem

Losing 2% to 4% on international invoice currency markups and waiting up to 5 days to clear client payments.

MerchantPro Outcome

Receive invoice payments that settle near-instantly with flat, transparent stablecoin swaps.

Finance Teams

Traditional Problem

Reconciling invoices manually and wasting hours tracking down transaction status logs.

MerchantPro Outcome

Automate reconciliation via cryptographic webhook callbacks that feed directly into your ERP system.

From Manual Operations to One-Click Payments

Say goodbye to slow bank wires, painful FX markups, and complex key management.

The Traditional Bank Flow
  • Manual Spreadsheets: Copy-pasting payee bank accounts across legacy portals.
  • 3-5 Day Wire Delays: Funds remain stuck in transit across intermediary banks.
  • Hidden Markups: Bank FX fees taking up to 3% on every international dispatch.
  • Manual Audits: Chasing down receipts and reconciliations at the end of the month.
  • Seed Phrase Vulnerabilities: Complex setups requiring managers to manage recovery phrases.
The MerchantPro Flow
  • Upload CSV: Drag-and-drop your payee sheet. MerchantPro handles the parsing.
  • Sub-Second Settle: Funds arrive in vendor accounts in under a second globally.
  • Sponsored Fees: Transaction network fees are fully sponsored by the platform.
  • ERP Webhook Sync: Real-time callbacks reconcile dispatches instantly.
  • Fingerprint Auth: Hardware non-custodial protection using biometrics. No passwords.

Payment Flow & Architecture

A clean, non-technical overview of how funds flow from your company treasury to global payees.

1. Company Vault / Treasury

Your funded stablecoin balance, controlled via your biometrics.

Source
2. Upload Payroll & Biometric Approval

Drag-and-drop CSV payee list and authorize via TouchID.

Initiation
3. MerchantPro Execution Engine

Packs transactions, checks compliance filters, and sponsors gas.

Processing
4. Circle & Arc Settlement Layer

Clears funds instantly using CCTP routes and smart agreements.

Clearing
5. Payee Accounts / Contractors

Contractors receive settled stablecoins in under a second.

Settled

Built on Proven Infrastructure

MerchantPro is not reinventing payments. We assemble state-of-the-art infrastructure already powering millions of production financial transactions.

Circle Ecosystem

Directly utilizes Circle Developer-Controlled Wallets and CCTP to guarantee compliant stablecoin movement and secure balance controls.

Arc Settlement Network

Powered by the Arc Network, offering sub-second payment finality and native stablecoin gas coverage for commercial dispatches.

WebAuthn (Passkeys)

Authenticates payouts through standard device biometric Enclaves, completely removing password phishes or seed phrase risks.

Smart Vault Agreements

Integrates ERC-4337 smart-contract vaults, allowing companies to define customized spending limits and transaction policies.

Security by Default

Fintech compliance and enterprise safety designed for operators, explained in plain English.

No Seed Phrases

Unlike consumer crypto wallets, you do not write down recovery words. Your vault is mapped to certified hardware keys.

Device-Bound Authorization

Approvals require signatures directly from your laptop or phone's Secure Enclave. Outside devices cannot intercept access.

AML Address Verification

Transactions are automatically screened against international risk watchlists prior to dispatch, preventing compliance failure.

HMAC Webhook Signatures

Reconciliation callbacks include HMAC-SHA256 headers, ensuring internal ledgers cannot be simulated or falsified.

What's Live Today

MerchantPro is a fully functional stack on the Arc sandbox networks. We build features that are live today, not future concepts.

  • Biometric Onboarding Engine: Fingerprint vault setup active.
  • Treasury Global Ledger: Multi-chain mapping active.
  • CSV Payroll Engine: Auto parsing and verification active.
  • Platform Paymaster Sponsor: sponsored network routing active.
  • HMAC Webhook simulator: Live ERP tracking callbacks active.

Development Roadmap

Our transparent pathway as we build toward fully automated corporate stablecoin treasury rails.

Now (Live Sandbox)

Core Treasury & Batch Payments

Passkey enrollment, CSV batch dispatches, sponsored fees, and global stablecoin bridge routing.

Next (Q3 2026)

ERP & Accounting Integrations

Native integrations with QuickBooks & Xero. Multi-signature limits and custom team roles.

Later (Q4 2026)

Automated Cash Flows

Trigger-based rules, automated yield-reallocations, and direct local bank fiat off-ramping.

Frequently Asked Questions

Everything you need to know about MerchantPro payouts, security, and sandbox setup.

Do I need cryptocurrency experience to use MerchantPro?

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Do I need to manage or buy gas tokens?

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How are my corporate treasury funds secured?

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How does the CSV batch payroll parser work?

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Is the sandbox environment free to use?

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